Sr SW Engineer, Credit Cycle

About this role

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters – to you, to your community, and to the world

Progress starts with you. Job Description Summary The Credit Cycle Squad builds the core services that power billing, debt management, and financial transactions across the credit lifecycle. Operating at the heart of a mission‑critical fintech platform, the team ensures secure, scalable, and highly reliable systems

What You'll Do Develop and maintain scalable, reliable, and secure services primarily using Java, deployed on AWS. Own the delivery of clean, efficient, testable, and well‑documented code aligned with the squad’s technical strategy and business goals. Actively participate in all stages of the software development lifecycle, including technical planning, system design, implementation, testing, deployment, and production support

Design and implement scalable microservices architectures, evaluating trade‑offs related to performance, reliability, and maintainability. Write and maintain robust automated tests (unit, integration, performance, and end‑to‑end) to ensure system quality and resilience. Provision, evolve, and maintain cloud infrastructure using Terraform, following Infrastructure as Code best practices

Monitor application health and performance using logs, metrics, alerts, and tracing, proactively identifying and resolving issues in distributed systems. Participate in code reviews, providing thoughtful feedback focused on code quality, architecture, and cross‑domain impact. Collaborate closely with produ

Apply for this role on Visa’s official careers site.